Medium RiskPattern ID: TYP-RAPI
Rapid In/Out Layering Pattern
Layering involves moving funds through various accounts and jurisdictions to make the audit trail as difficult as possible to follow. Rapid "in and out" movements are a hallmark of this typology.
Operational Indicators
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Unexplained high-frequency transactions inconsistent with customer profile.
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Structuring of cash deposits just below regulatory reporting thresholds.
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Rapid movement of funds across multiple accounts in different jurisdictions.
Phase Info
Phase
Layering
Target
Retail & SME
info
Educational Use Disclaimer
This pattern is for educational purposes. Money laundering methods change quickly. Always verify against your local regulatory requirements (FATF, FinCEN, EU Directives).