Advanced frameworks for designing, calibrating, and optimising digital risk systems
Research-led architecture guidance for compliance system designers, senior fintech professionals, and RegTech specialists operating in regulated environments.
Research Focus
Digital Risk Lab produces independent technical research on digital risk architecture — the discipline of translating regulatory policy into functional, calibrated compliance systems. Our work targets practitioners who build and operate risk infrastructure, not those who study compliance theory.
Featured Research & Frameworks
Technical publications, architecture models, and system design guidance.
DRL Risk Calibration Model — Overview
A five-layer architecture framework for translating regulatory policy into configurable digital risk system logic. Covers signal ingestion, scoring, thresholding, and decisioning.
View Resourcechevron_rightFalse Positive Reduction in AML Transaction Monitoring
Technical analysis of calibration strategies that reduce alert fatigue in automated transaction monitoring systems without increasing regulatory exposure.
View Resourcechevron_rightPolicy-to-System Translation Framework
Methodology for converting regulatory policy requirements into parameterised system logic, with worked examples from digital onboarding design.
View Resourcechevron_rightRisk Signal Architecture for Digital Onboarding
Technical guidance on designing layered risk signal inputs across identity, behavioural, and contextual data dimensions for onboarding systems.
View Resourcechevron_rightThreshold Calibration in Digital Risk Scoring
A quantitative framework for setting, testing, and iterating risk score thresholds based on regulatory tolerance bands and operational efficiency targets.
View Resourcechevron_rightUBO Resolution Architecture
System design patterns for resolving ultimate beneficial ownership in complex corporate structures, including graph traversal approaches and registry integration.
View Resourcechevron_rightLegal Disclaimer: Digital Risk Lab publishes independent technical research for professionals in regulated industries. Content does not constitute legal, regulatory, or compliance advice. Users should consult with qualified legal and compliance professionals regarding specific regulatory obligations in their respective jurisdictions.